The dossier archive

What happens when access dies with the person.

Documented cases of digital estate failure. Structural research on the gap between owning something and being able to hand it on. Reference material for solicitors, IFAs, and anyone asking what really goes wrong when someone can no longer hand over their accounts.

Dossiers published
2 Types: data and case
2026 Updated quarterly
Type
Topic
Nº 06Vol. III

Seven million, then four and a half. The numbers behind the gap.

The headline number fell from 7 million to 4.5 million UK adults in a single year. The average holding rose. The estate-planning problem got more acute, not less. The 2025 picture, properly read.

SubjectUnited Kingdom · Cryptoasset ownership 2021–2025JurisdictionUnited KingdomPeriod2021-2025StatusStanding
Nº 05Vol. I

Why the Computer Misuse Act leaves executors exposed

An executor in England and Wales has a duty to gather digital assets and a separate criminal statute that makes accessing them without prior authorisation an offence. The 2025 Property Act addresses ownership. The access gap remains.

SubjectUnited Kingdom · Executor access to digital assetsJurisdictionENGLAND & WALESPeriod1925 — 2025StatusStanding
Nº 04Vol. II

The widow, the iPad, and the court order

A widow in her seventies could not load a card game on her late husband's iPad. The platform demanded a court order. The case became national news, and changed nothing in the platform's published policy for almost six years.

SubjectPEGGY BUSH · APPLE ID ACCESSJurisdictionCanadaPeriod2015-2016StatusClosed
Nº 03Vol. I

The £193m estate that took three years to settle

What happens to a digital estate when the access layer is missing — even when the lawyers are good, the executors competent, and the issuing platform unusually willing to help.

SubjectMatthew Mellon estateJurisdictionUnited StatesPeriod2018-2021StatusSettled
Nº 02Vol. II

The global crisis in numbers.

The scale of the digital estate problem worldwide. Adoption rates, ownership statistics, and the proportion of digital assets that are documented anywhere an executor can find them.

SubjectGlobal · Digital estate crisisJurisdictionGlobalPeriod2026StatusStanding
Nº 01Vol. I

The UK digital estate by the numbers.

Twelve percent of UK adults now own some form of digital asset. The proportion of those holdings documented anywhere an executor can find them is vanishingly small. The shape of the gap, in figures.

SubjectUnited Kingdom · Digital estate ownershipJurisdictionUnited KingdomPeriod2026StatusStanding

Personal Representative: Roles and Key Duties

What a personal representative does, the difference between an executor and an administrator, the core legal duties, common problems, and how secure digital organisation makes estate administration easier for everyone involved.

Read9 min

Online Estate Planning Services Worth Considering

A practical guide to the main types of online estate planning services — legal document platforms, solicitor-led services, and digital estate management tools like Holdfast — with honest guidance on what to look for and which fits your needs.

Read11 min

Estate Without Will: What Families Need to Know

What happens when someone leaves no valid will — the intestacy rules in plain English, who inherits, who can administer, and why digital organisation matters as much as legal preparation. For families, couples, and the solicitors and advisers who support them.

Read10 min

Digital Asset Planning for Modern Families

Digital asset planning for modern families: how to organise accounts, passwords, crypto, photos and final wishes, and get them to the right people, securely.

Read14 mins

Estate Planning Process: 7 Steps That Matter

A practical guide to the seven estate planning process steps, covering wills, digital assets, secure storage, and how to make sure the right people can access the right information when it matters.

Read9 min
All dossiers use only public-record sources.
Updated quarterly. Numbered sequentially across types.
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